Loan payoff with extra payments - monthly payment, months and interest saved, ne...
https://saylorinnovations.com/api/finance/loan-payoffOverview
Loan payoff with extra payments - monthly payment, months and interest saved, new payoff length and totals versus the original schedule
Protocol
x402
Price
$0.01
Payment Asset
USD Coin
Payment Network
eip155:8453
Category
uncategorized
Provider
Saylor Innovations Data Desk
Source
bazaar
Indexed
2026-10-17 10:37:41
Health
Status
healthy
Latency (p50)
317ms
Uptime (30d)
100.0%
Reliability Score
95/100
Last Checked
2026-10-28 15:24:12
Last Healthy
2026-10-28 15:24:12
Consecutive Failures
0
x402 Payment Validation
Payment Requirements
Valid
Asset Verified
Known USDC
Facilitator
—
Input Schema
{
"method": "GET",
"queryParams": {
"apr": "6",
"extra_monthly": "200",
"principal": "200000",
"term_months": "360"
},
"type": "http"
}
Output Schema
{
"example": {
"apr_percent": 6,
"baseline": {
"months": 360,
"total_interest": 231676.38,
"total_paid": 431676.38
},
"interest_saved": 79800.51,
"monthly_payment": 1199.1,
"months_saved": 108,
"payoff_years_with_extra": 21,
"principal": 200000,
"source": "Standard fixed-rate amortization computed month by month",
"term_months": 360,
"with_extra": {
"monthly_payment": 1399.1,
"months": 252,
"total_interest": 151875.87,
"total_paid": 351875.87
}
},
"type": "json"
}
Recent Health Checks
| Time | Status | HTTP | Latency | Error |
|---|---|---|---|---|
| 2026-10-28 15:24:12 | healthy | 402 | 1941ms | |
| 2026-10-28 14:18:36 | healthy | 402 | 239ms | |
| 2026-10-28 06:59:22 | healthy | 402 | 277ms | |
| 2026-10-28 05:37:46 | healthy | 402 | 245ms | |
| 2026-10-28 04:39:42 | healthy | 402 | 466ms | |
| 2026-10-28 03:45:51 | healthy | 402 | 232ms | |
| 2026-10-28 02:45:48 | healthy | 402 | 325ms | |
| 2026-10-28 01:41:45 | healthy | 402 | 317ms | |
| 2026-10-28 00:35:35 | healthy | 402 | 232ms | |
| 2026-10-27 23:39:20 | healthy | 402 | 262ms | |
| 2026-10-27 22:53:17 | healthy | 402 | 418ms | |
| 2026-10-27 21:42:29 | healthy | 402 | 798ms | |
| 2026-10-27 20:27:29 | healthy | 402 | 288ms | |
| 2026-10-27 19:22:09 | healthy | 402 | 587ms | |
| 2026-10-26 07:58:06 | healthy | 402 | 539ms | |
| 2026-10-25 18:52:44 | healthy | 402 | 250ms |