Lease payment, loan payment, cost per month and per mile, break-even and verdict
https://saylorinnovations.com/api/auto/lease-vs-buyOverview
Lease payment, loan payment, cost per month and per mile, break-even and verdict
Protocol
x402
Price
$0.02
Payment Asset
USD Coin
Payment Network
eip155:8453
Category
uncategorized
Provider
Saylor Innovations Lease vs Buy
Source
bazaar
Indexed
2026-10-26 07:40:50
Health
Status
degraded
Latency (p50)
502ms
Uptime (30d)
100.0%
Reliability Score
85/100
Last Checked
2026-10-28 15:23:56
Last Healthy
2026-10-28 14:18:27
Consecutive Failures
0
x402 Payment Validation
Payment Requirements
Valid
Asset Verified
Known USDC
Facilitator
—
Input Schema
{
"method": "GET",
"queryParams": {
"down": "3000",
"holding_years": "6",
"loan_apr": "6.5",
"loan_term_months": "60",
"miles_per_year": "13000",
"money_factor": "0.0028",
"msrp": "40000",
"price": "38000",
"residual_percent": "60",
"sales_tax_percent": "7",
"term_months": "36"
},
"type": "http"
}
Output Schema
{
"example": {
"lease_monthly": 489,
"loan_monthly": 635
},
"type": "json"
}
Recent Health Checks
| Time | Status | HTTP | Latency | Error |
|---|---|---|---|---|
| 2026-10-28 15:23:56 | degraded | 402 | 2465ms | |
| 2026-10-28 14:18:27 | healthy | 402 | 2223ms | |
| 2026-10-28 06:54:31 | healthy | 402 | 1171ms | |
| 2026-10-28 05:31:28 | healthy | 402 | 589ms | |
| 2026-10-28 04:35:11 | healthy | 402 | 902ms | |
| 2026-10-28 03:41:34 | healthy | 402 | 502ms | |
| 2026-10-28 02:40:18 | healthy | 402 | 414ms | |
| 2026-10-28 01:36:36 | healthy | 402 | 490ms | |
| 2026-10-28 00:30:35 | healthy | 402 | 372ms | |
| 2026-10-27 23:35:06 | healthy | 402 | 259ms | |
| 2026-10-27 22:43:25 | healthy | 402 | 298ms | |
| 2026-10-27 21:36:35 | healthy | 402 | 583ms | |
| 2026-10-27 20:21:32 | healthy | 402 | 238ms | |
| 2026-10-27 19:16:11 | healthy | 402 | 330ms |