Overview
Single-family rebuild-cost proxy for buyer, owner and lender agents: Census Building Permits Survey value per unit, trended by the BLS construction-input PPI, as a $/sq ft range under a stated size, floored at FEMA $100. Returns the same records as locus_rebuild_cost_context. Use this when your client can only call paid x402 routes. Use locus_rebuild_cost_context instead when you can call Locus free tools (REST tools/call or MCP).
Protocol
x402 (POST)
Price
$0.01
Payment Asset
USD Coin
Payment Network
eip155:8453
Category
uncategorized
Provider
locus
Indexed
2026-09-09 02:13:15
Health
Status
degraded
Latency (p50)
129ms
Uptime (30d)
100.0%
Reliability Score
100/100
Last Checked
2026-10-31 07:17:32
Last Healthy
2026-10-27 20:23:20
Consecutive Failures
0
Input Schema
{
"body": {
"address": "1 E Edenton St, Raleigh, NC 27601"
},
"bodyType": "json",
"method": "POST",
"type": "http"
}
Output Schema
{
"example": {
"accessedAt": "2026-09-09T01:56:47.183Z",
"assumedSqftRange": [
1800,
2600
],
"caveats": [
"Insurers use licensed replacement-cost tools (for example Verisk 360Value) that price this specific structure; this proxy is a locality-level range for context only.",
"Counties with few permits produce noisy figures; check singleFamilyUnits before relying on the range.",
"Locus states no dwelling coverage amount and does not assess whether a policy is adequate."
],
"constructionInputPpi": {
"asOf": "2026-07-01",
"latest": 344.861,
"series": "WPUIP2311001 (BLS PPI, inputs to single-family residential construction)",
"trendFactorSinceBpsYear": 1.068
},
"estimateBasis": "PROXY, not a replacement-cost estimate: county single-family permit valuation per unit (Census Building Permits Survey annual county file), trended by the BLS construction-input PPI, divided by an assumed 1,800 to 2,600 sq ft new-home size, floored at FEMA's $100/sq ft BCA default. Permit valuations are builder-declared and typically understate finished cost.",
"geo": {
"county": "Wake County",
"countyFips": "37183",
"state": "NC"
},
"kind": "rebuild_cost_context",
"note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
"ok": true,
"permits": {
"reportedValuationUsd": 2382471290,
"singleFamilyUnits": 8392,
"valuationPerUnitUsd": 283898,
"year": 2025
},
"point": {
"latitude": 35.780418000003195,
"longitude": -78.63910200000142
},
"proxyPerSqftUsd": {
"high": 168,
"low": 117
},
"sources": [
{
"name": "U.S. Census Bureau Building Permits Survey, annual county file",
"url": "https://www2.census.gov/econ/bps/County/co2025a.txt"
},
{
"name": "BLS Producer Price Index via FRED, WPUIP2311001",
"url": "https://fred.stlouisfed.org/series/WPUIP2311001"
},
{
"name": "FEMA Benefit-Cost Analysis default building replacement value",
"url": "https://www.fema.gov/grants/tools/benefit-cost-analysis"
}
],
"status": "ok",
"verifyNext": [
{
"step": "Ask the insurer or agent for the replacement-cost estimate they rate on, and compare it with the parcel's heated area from locus_parcel_lookup.",
"url": "https://api.locus.report/tools/list"
}
]
},
"type": "json"
}