Default-risk scoring for a French company: a score (0-100) at ~12 months from a ...
https://api.sirenic.eu/v1/score/defaillance/:sirenOverview
Default-risk scoring for a French company: a score (0-100) at ~12 months from a transparent scorecard: filed financial ratios (structure, profitability, liquidity, net cash, debt service, trend), company age, and a hard BODACC override (open insolvency/liquidation, or closure for insufficient assets). Returns the score, a band, each component and its threshold, a confidence level. Decision-support indicator, NOT a solvency opinion or credit rating. Fully disclosed legal persons only.
Protocol
x402
Price
$0.10
Payment Asset
USD Coin
Payment Network
eip155:8453
Category
crypto/defi
Provider
Sirenic
Source
bazaar
Indexed
2026-07-24 17:05:01
Health
Status
healthy
Latency (p50)
135ms
Uptime (30d)
100.0%
Reliability Score
100/100
Last Checked
2026-10-31 07:17:45
Last Healthy
2026-10-31 07:17:45
Consecutive Failures
0
x402 Payment Validation
Payment Requirements
Valid
Asset Verified
Known USDC
Facilitator
—
Input Schema
{
"method": "GET",
"pathParams": {
"siren": "552032534"
},
"queryParams": {},
"type": "http"
}
Output Schema
{
"example": {
"avertissement_perimetre": "Comptes SOCIAUX seuls : la santé du GROUPE n'est pas mesurée ; sur une tête de groupe, dette et liquidité peuvent être structurelles. Confiance plafonnée à « moyenne ». / Standalone STATUTORY accounts: GROUP health is not measured; on a group parent, debt and liquidity may be structural. Confidence capped at medium.",
"classe": "sain",
"composantes": [
{
"axe": "liquidite",
"indicateur": "ratio_liquidite_%",
"points": 12,
"seuil": "<80/<100",
"valeur": 8.255
},
{
"axe": "dette",
"indicateur": "capacite_remboursement_annees",
"points": 10,
"seuil": "<0/>7/>4",
"valeur": 20.36
}
],
"confiance": "moyenne",
"denomination": "DANONE",
"exercice_reference": "2025-12-31",
"qualite_exercice_reference": {
"anomalies": [
"exercice_duplique"
],
"champs_douteux": [
"chiffre_affaires",
"ebe",
"ebit",
"marge_brute",
"resultat_net"
],
"champs_non_renseignes": [],
"fiabilite": "a_verifier"
},
"risque_12m": "faible",
"score_risque": 22,
"signaux_bodacc": {
"cloture_insuffisance_actif": false,
"liquidation_judiciaire": false,
"procedure_collective": false
},
"siren": "552032534",
"version_modele": "defaillance-v1.10"
},
"type": "json"
}