Investment return after fees, tax and inflation: real after-tax rate, future val...
https://saylorinnovations.com/api/finance/real-returnOverview
Investment return after fees, tax and inflation: real after-tax rate, future value in nominal and todays dollars, and purchasing power lost on cash.
Protocol
x402
Price
$0.01
Payment Asset
USD Coin
Payment Network
eip155:8453
Category
uncategorized
Provider
Saylor Innovations Data Desk
Source
bazaar
Indexed
2026-10-20 15:24:33
Health
Status
healthy
Latency (p50)
334ms
Uptime (30d)
100.0%
Reliability Score
95/100
Last Checked
2026-10-28 15:23:43
Last Healthy
2026-10-28 15:23:43
Consecutive Failures
0
x402 Payment Validation
Payment Requirements
Valid
Asset Verified
Known USDC
Facilitator
—
Input Schema
{
"method": "GET",
"queryParams": {
"fee_percent": "0.5",
"inflation_percent": "3",
"nominal_return_percent": "8",
"principal": "25000",
"tax_percent": "15",
"years": "20"
},
"type": "http"
}
Output Schema
{
"example": {
"after_fee_return_percent": 7.5,
"after_tax_return_percent": 6.375,
"beats_inflation": true,
"cash_purchasing_power_after_period": 13841.89,
"fee_percent": 0.5,
"future_value_in_todays_dollars": 47641.67,
"future_value_nominal": 86046.16,
"inflation_drag_percent_points": 3.0983,
"inflation_percent": 3,
"nominal_return_percent": 8,
"note": "Tax is applied to the whole after-fee return each year, which is a simplification: capital gains are often taxed only when sold. Use the inputs that match your account type.",
"principal": 25000,
"purchasing_power_lost_on_cash_percent": 44.63,
"real_after_tax_return_percent": 3.2767,
"source": "Fisher equation for real returns",
"tax_percent": 15,
"years": 20
},
"type": "json"
}
Recent Health Checks
| Time | Status | HTTP | Latency | Error |
|---|---|---|---|---|
| 2026-10-28 15:23:43 | healthy | 402 | 283ms | |
| 2026-10-28 14:18:22 | healthy | 402 | 231ms | |
| 2026-10-28 05:44:13 | healthy | 402 | 390ms | |
| 2026-10-28 04:46:12 | healthy | 402 | 340ms | |
| 2026-10-28 03:52:19 | healthy | 402 | 392ms | |
| 2026-10-28 02:53:09 | healthy | 402 | 334ms | |
| 2026-10-28 01:48:43 | healthy | 402 | 326ms | |
| 2026-10-28 00:41:43 | healthy | 402 | 302ms | |
| 2026-10-27 23:45:24 | healthy | 402 | 273ms | |
| 2026-10-27 22:59:28 | healthy | 402 | 297ms | |
| 2026-10-27 21:48:14 | healthy | 402 | 444ms | |
| 2026-10-27 20:33:18 | healthy | 402 | 408ms | |
| 2026-10-27 19:28:48 | healthy | 402 | 370ms | |
| 2026-10-26 21:09:15 | degraded | 404 | 115ms | |
| 2026-10-26 01:09:15 | healthy | 402 | 376ms | |
| 2026-10-25 16:33:33 | healthy | 402 | 227ms |