Stripe Prohibited & Restricted Business list, MCC classification, and underwriti...
https://x402-niche-briefs.fly.dev/v1/stripe-restricted-mcc-checkOverview
Stripe Prohibited & Restricted Business list, MCC classification, and underwriting readiness checker. Pass ?business_model=saas_ai|marketplace|dropshipping|supplements (default saas_ai). Returns restricted status, likely MCC code, rolling-reserve triggers (prepayments, money-transmission traps), and mandatory checkout/website readiness items.
Protocol
x402
Price
$0.01
Payment Asset
USD Coin
Payment Network
Base
Category
uncategorized
Provider
x402-niche-briefs
Source
bazaar
Indexed
2026-10-26 07:22:43
Health
Status
healthy
Latency (p50)
357ms
Uptime (30d)
100.0%
Reliability Score
90/100
Last Checked
2026-10-27 20:14:46
Last Healthy
2026-10-27 20:14:46
Consecutive Failures
0
x402 Payment Validation
Payment Requirements
Valid
Asset Verified
Known USDC
Facilitator
—
Input Schema
{
"method": "GET",
"queryParams": {
"business_model": "saas_ai"
},
"type": "http"
}
Output Schema
{
"example": {
"as_of": "2026-10-25",
"business_model": "saas_ai",
"disclaimer": "Educational reference and automated checklist only; not legal advice.",
"likely_mcc": "5734 (Computer Software Stores) or 7372 (Computer Programming, Data Processing)",
"prohibited_or_restricted_status": "Permitted (Prohibited if generating non-consensual/NSFW imagery, deepfakes, academic cheating essays, automated social spam, or unlicensed financial/medical ...",
"underwriting_triggers": [
"Selling lifetime deals or annual prepayments (>90 days future delivery risk)",
"API credits or usage top-ups that resemble stored-value money transmission"
],
"website_readiness_checklist": [
"Public pricing page in clear currency before sign-up wall",
"Self-serve 1-click subscription cancellation in account settings + renewal reminder emails for annual plans"
]
},
"type": "json"
}
Recent Health Checks
| Time | Status | HTTP | Latency | Error |
|---|---|---|---|---|
| 2026-10-27 20:14:46 | healthy | 402 | 357ms | |
| 2026-10-27 19:10:52 | healthy | 402 | 336ms |