Financial independence calculator - FI number from expenses and withdrawal rate,...
https://saylorinnovations.com/api/finance/fireOverview
Financial independence calculator - FI number from expenses and withdrawal rate, years to reach it, milestones and savings needed to get there in 20 years
Protocol
x402
Price
$0.01
Payment Asset
USD Coin
Payment Network
eip155:8453
Category
uncategorized
Provider
Saylor Innovations Data Desk
Source
bazaar
Indexed
2026-10-20 15:24:33
Health
Status
healthy
Latency (p50)
357ms
Uptime (30d)
100.0%
Reliability Score
95/100
Last Checked
2026-10-28 15:24:12
Last Healthy
2026-10-28 15:24:12
Consecutive Failures
0
x402 Payment Validation
Payment Requirements
Valid
Asset Verified
Known USDC
Facilitator
—
Input Schema
{
"method": "GET",
"queryParams": {
"annual_expenses": "40000",
"annual_savings": "30000",
"current_savings": "100000",
"real_return_percent": "5"
},
"type": "http"
}
Output Schema
{
"example": {
"already_independent": false,
"assumptions": {
"annual_expenses": 40000,
"annual_savings": 30000,
"real_return_percent": 5,
"savings_growth_percent": 0
},
"balance_at_fi": 1004413,
"fi_number": 1000000,
"milestones": [
{
"balance": 100000,
"year": 0
},
{
"balance": 293397,
"year": 5
},
{
"balance": 540226,
"year": 10
},
{
"balance": 855250,
"year": 15
},
{
"balance": 1004413,
"year": 17
}
],
"note": "Returns are real (after inflation). The 4% rule is a historical rule of thumb, not a guarantee.",
"progress_percent": 10,
"reached_within_80_years": true,
"required_annual_savings_for_20_years": 22218,
"source": "Financial-independence math: target = expenses / withdrawal rate, balances compounded yearly",
"withdrawal_percent": 4,
"years_to_fi": 17
},
"type": "json"
}
Recent Health Checks
| Time | Status | HTTP | Latency | Error |
|---|---|---|---|---|
| 2026-10-28 15:24:12 | healthy | 402 | 1890ms | |
| 2026-10-28 14:18:36 | healthy | 402 | 446ms | |
| 2026-10-28 06:59:27 | healthy | 402 | 386ms | |
| 2026-10-28 05:37:49 | healthy | 402 | 233ms | |
| 2026-10-28 04:39:47 | healthy | 402 | 418ms | |
| 2026-10-28 03:45:53 | healthy | 402 | 242ms | |
| 2026-10-28 02:45:51 | healthy | 402 | 287ms | |
| 2026-10-28 01:41:48 | healthy | 402 | 305ms | |
| 2026-10-28 00:35:37 | healthy | 402 | 251ms | |
| 2026-10-27 23:39:21 | healthy | 402 | 524ms | |
| 2026-10-27 22:53:18 | healthy | 402 | 357ms | |
| 2026-10-27 21:42:29 | healthy | 402 | 397ms | |
| 2026-10-27 20:27:30 | healthy | 402 | 348ms | |
| 2026-10-27 19:22:09 | healthy | 402 | 500ms | |
| 2026-10-26 07:58:09 | healthy | 402 | 232ms | |
| 2026-10-26 03:42:17 | healthy | 402 | 206ms |